Harvey Collin - Search Portals - Get Budgeting Advice on the Web

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As manufacturers and developers try to further unravel the capabilities and promises of technology, a fair share of advantages and disadvantages are unlocked along with it. Apparently, certain threats and risks arise every time a new possibility or opportunity is explored. It seems that consumers – malicious users – always find ways on how to take advantage of such innovations for their personal selfish intentions.

Advancement in technology, however, isn’t always bad. Of course, there’s still quite a number of hardware and software being launched on the market specifically created to address such issues. Products like what MacPaw offers are meant to enable users to enjoy the benefits of the virtual world without compromising their safety, privacy, and security. After reading several positive and negative feedback about their products and services, we’ve initiated this MacPaw review to know for sure if they can be trusted or relied on. Read on and learn if the MacPaw products are worth it.

Who Is MacPaw?

So who or what is MacPaw exactly? Is it a legit company? Does it offer fully functioning products? Are the inclusive services great?

MacPaw is an all-in-one tech-focused company that programs various software to achieve and maintain privacy, anonymity, safety, or security. The company was founded by a Ukrainian developer in 2008 and now has satellite offices located in Kyiv, Ukraine, and Santa Barbara, California.

MacPaw merely wanted to design and develop software that could offer significant and relevant modern solutions. Over time, several applications and programs were being added to their robust collection of software. As of this writing, they have a wide array of products available – from a camera roll cleaner to archived file retrieving tool to mac cleaning software.

So if your main concern is the legality of the company, there is nothing to worry about in that aspect. In fact, most products offered are available and downloadable from the App Store, meaning it has passed the rigid quality control of Apple. Let’s see, however, if all products and services offered can stand up to their advertised promises and guarantees.

What Products Does MacPaw Offer?

macpaw review digital addicts

If you’re planning to get the app or to spend a hefty sum for any of the products offered, let’s further check if each of the available programs is capable of providing great value for your money.

CleanMyMac X

MacPaw is commonly known for its mac cleaner software, the CleanMyMac X. In fact when you search for the company, you’ll be welcomed by a seemingly endless list of CleanMyMac reviews. As the name implies, the goal of this software is to dig deep into your Mac to locate and get rid of junk data and ghost files, and make your device brand new again. But, is CleanMyMac by MacPaw safe? The issue we found with this product is that it tends to delete even data and files that shouldn’t be deleted. Unlike iolo System Mechanic Pro, per se, CleanMyMac is an effective but not thorough tune-up utility software.

CleanMyPC

CleanMyPC is the Windows version of CleanMyMac. This Windows PC cleaner is programmed to find useless files, remove unnecessary data, clear cache, and overall optimize the computer. Like the Mac version, it tends to remove even log files that shouldn’t be. Also, the too frequent triggered alerts could get annoying after some time.

CleanMyDrive 2

This external drive cleaner is a lightweight tool as it practically has no system resources, making it an ideal compact handy tool. It’s programmed to automatically clean external drives, removing even junk that’s well-hidden. Unfortunately, CleanMyDrive 2 is not compatible with macOS X 10.7 and up.

ClearVPN

As advertised on MacPaw’s official website, ClearVPN offers a smooth and effortless secure online experience. While it’s true that it does mask your virtual connections and physical locations, it significantly slows down the Internet connection speed. Also, unlike VyprVPN or SurfShark VPN, ClearVPN offers limited country server options and is unreasonably expensive.

Setapp

In a nutshell, Setapp works like a reimagined App Store – it’s home to a robust collection of quality Mac apps. Note, however, that this is a subscription-based service, meaning, once you stop settling the fees, all downloaded apps would stop working as well. Plus, the Setapp Mac app typically utilizes too many system resources in the background, contributing to the overall latency of the system.

Gemini 2

With the end goal to free up space and optimize the device, Duplicate File Finder intuitively locates duplicate files and simultaneously wipes them. The downside though is it eats much energy and resources to function properly, resulting in system freezing and downtimes. Also, it’s unreasonably priced compared to the limited features it offers.

Gemini Photos

Gemini Photos is a camera roll cleaner designed to find similar photos, select which one’s the best, and clear the rest. While this could be convenient for some, others find it scary as the algorithms aren’t flawless. Aside from the process is time-consuming, it’s not accurate as sometimes it suggests good photos are blurred or it doesn’t always choose the best shot.

The Unarchiver

The Unarchiver can unpack any archive, regardless of the format, characters, or location. It’s easy to install, easy to operate, and easy to navigate. However, if you need to retrieve data or recover files anonymously then this might not be the best app for you. As an alternative, you can try DDI Utilities.

Wallpaper Wizard 2

With hundreds of thousands of HD wallpapers for Mac, Wallpaper Wizard 2 is a great background image manager. It allows you to quickly customize and personalize your Mac with wow-worthy images.

Encrypto

Using AES-256 encryption, Encrypto protects your personal and confidential files. It works as easily as dropping the file into the app, setting a password, and sending the file with added security. Some loopholes we’ve found on this file encryption app include no cloud storage platform integration, no file name encryption, and no advanced features.

What We Think of MacPaw Products

It’s good to have a third-party service provider like MacPaw offer additional Mac programs. If you’re still wondering, Is MacPaw safe? Rest assured the safety of the products isn’t taken lightly by MacPaw.

Overall, we think the MacPaw products could come in handy depending on your preferences, especially if you’re using a Mac. If you’re on a tight budget though, we don’t recommend MacPaw.

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Finance

Current Bank $50 Referral Bonus – Step by Step Guide

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Last Updated on April 8, 2022April 7, 2022 3 Comments
This post may contain affiliate links.Financial Panther has partnered with AwardWallet and CardRatings for our coverage of credit card products. Financial Panther, AwardWallet, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link. Here’s what you need to do to earn your $50 Current referral bonus.

Open a Current account using a referral link (here’s my Current referral link).
Receive a direct deposit of $200 or more within 45 days of opening your account.
Your $50 bonus will post within 10 business days after completing a qualifying direct deposit.

Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone.

In this post, we’ll look at how Current works and walk you through the steps you need to follow to earn your $50 Current referral bonus.

What Is Current?

Current is a fintech banking app similar to apps like Chime and Varo. It offers two main products – a checking account and a savings account (they call their savings accounts, savings pods).

The Current checking account works like a regular checking account. It comes with no hidden fees and access to a network of free ATMs. The Current debit card also offers cash back at select restaurants and other retailers.

In addition to the checking account, Current also gives users access to a savings account that offers 4% interest on up to $2,000. This makes Current a valuable option for anyone looking to get the most return on their cash or anyone looking for a good place to store their emergency fund. We’ll talk about the savings account in more detail later in this post.

In the past, Current came with two plans. There was a free basic plan that gave you access to one savings account. Meanwhile, the premium plan gave you access to three savings accounts but also came with a $5 per month fee. I used the basic plan because it was free.

However, Current recently made some changes. When you sign up now, you can open the premium plan with no monthly fees. This gives you access to the three savings accounts, so when you sign up, you should open the premium plan (assuming it remains free).

Current Referral Bonus – Step By Step Directions

With that background out of the way, let’s look at the exact steps you can follow to earn your $50 Current referral bonus.

1. Open A Current Account Using A Referral Link. The first thing you’ll need to do is open a Current account using a referral link. Here’s my Current referral link if you are interested in earning your bonus and supporting this blog too. My referral code should automatically be filled in when you open the account, but if not, be sure to use my code: KEVINH891.

When you open your Current account, you’ll get the option of choosing between a basic or premium account. As I mentioned in the previous section, the premium plan is now free, so you should pick the premium plan when you open your account. It’s okay if you pick the basic plan however – you can still upgrade to the premium plan later.

When you sign up, it may say that the premium plan costs $5 per month, but when you actually open the account, it’ll say that it has no annual fees in your app.

2. Complete A Direct Deposit Of $200 Or More Within 45 Days. Once you open your account, you’ll need to complete a direct deposit of $200 or more within 45 days. The terms state the following:

A Payroll Direct Deposit must be made by an employer or payroll provider by ACH deposit. Transfers from Paypal, Zelle, Venmo, Square, GooglePay, Cash App, or similar peer to peer transfer services, one-time direct deposits (such as tax refunds), mobile check deposits, and cash loads do not qualify as a Payroll Direct Deposit.

The plain language of the terms suggests that you would need to complete a real direct deposit to trigger the bonus. If you can do a real direct deposit, that is your best option to earn the bonus.

That being said, many data points show you can meet this bonus by completing an ACH transfer from a regular bank account. Ally Bank does not work to trigger the bonus, but people have reported that Discover Bank or Schwab will trigger the bonus. You may need to complete multiple transfers to see which one works.

3. Your Bonus Will Post Within 10 Business Days. The terms state that your bonus will post within 10 business days, but most people see their bonus post in about a week. This is important because it’ll give you time to see if your direct deposit method worked. If you don’t see your bonus in about a week, try again with another bank. Remember, you only have 45 days to complete a qualifying direct deposit, so don’t waste too much time here.

Current 4% Interest Savings Account Strategy

Beyond the referral bonus, Current is especially useful because it comes with a 4% interest savings account. I’ve written in detail about the savings account in this post: Current Bank App – A 4% Interest Savings Account On Up To $2,000.

Current calls their savings accounts “savings pods.” It pays 4% interest on your first $2,000. Everything above $2,000 does not earn interest. In other words, if you had $2,001 in your savings pod, you’d earn 4% interest on $2,000 and no interest on the remaining $1.

If you open sign up for the premium plan (which is now free for everyone), you’ll be able to open up to 3 different savings pods and put $2,000 in each one. That’ll give you $6,000 earning 4% interest.

The savings pods are kept in an FDIC-insured bank account, so you’re not putting your money at risk by having it in Current. Even if you don’t care about the $50 referral bonus, you should still open a Current account solely for access to the savings accounts.

Refer Your Friends And Family For More Bonuses

Current users get access to a referral link they can use to refer their friends and family. You’ll earn $50 for each person you refer to Current that completes the above steps. You’ll find your referral in the top right corner of the app, where it says “Get $50.”

current referral

You’re limited to a maximum of $1,000 worth of referrals per calendar year, which means you should be able to refer 20 people in a year under the current referral terms. I’m not sure if Current counts the $50 signup bonus as part of that limit. If they do, then you’d really be limited to 19 referrals.

Either way, that’s a good deal. My advice is to send your friends and family your referral link. You can refer them to this post if they have questions on how to earn the bonus.

Final Thoughts

Current has been making a name for itself recently and seems to be making a strong push for new users. The referral bonus is good and worth getting if you can meet the terms. Gaining access to several savings accounts that pay 4% interest is even better.

Plus, if you combine Current with my other 5% interest savings accounts options you can put away a large sum of cash in savings accounts earning a good rate of return.

To learn more about bank account bonuses, check out my post, The Ultimate Guide to Bank Account Bonuses. And to get more detail about Current and how its 4% interest savings accounts work, check out my post: Current Bank App – A 4% Interest Savings Account On Up To $2,000.

More Recommended Ebike/Scooters

Check out these other ebikes/scooters I’ve had the chance to do a review for:

GEN3 Outcross Bike – The GEN3 Outcross is a solid, affordable fat tire ebike that does a good job of doing what I need it to do. It works great for city riding, giving me a smooth ride in all conditions. It’s works really well as a winter ebike since the fat tires give it good traction over snow and ice. Check out my GEN3 Outcross Review.

Himiway Escape Bike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.

Espin Sport Bike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.

Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.

Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

M1 Finance ($50) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $50 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.

SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with $100 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.

Moomoo (5 free stocks) – Moomoo is a free investing app currently offering 5 free stocks (usually worth around $75-$100) if you open an account using a referral link and deposit $2,000. Read my Moomoo referral bonus guide for more information.

Webull (5 free stocks) – Webull also gives you 5 free stock valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free stocks using Webull.

Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.

Public (1 free stock) – Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

Chime ($100) – Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.

SoFi Money ($25) – SoFi Money is a free checking account from SoFi. They’re currently a $25 referral bonus if you open a SoFi Money account with a referral link. This is a good bank that is also 100% free, so you won’t have to worry about managing this account. Here’s a post I wrote with instructions on how to earn your SoFi Money bonus: SoFi Money Referral Bonus: Step By Step Guide.

Brex ($250) – Brex is a free business cash management account that is offering new users a $250 Amazon gift card if you sign up using a referral link and meet certain requirements. It’s an easy bonus to earn and well worth doing. Here is my Brex Card Referral Bonus Step By Step Guide.

Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link.Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.

Spiral ($50) – Spiral is a fintech bank that’s currently offering new customers a $50 signup bonus after opening a free checking account with them. The Spiral referral bonus is especially good because it’s a free checking account and doesn’t require a direct deposit to earn the bonus. Here is my step-by-step guide on how to earn your Spiral Bank bonus.

Nearside ($90) – Nearside is a free business checking account that’s currently offering a $40 signup bonus and a $50 referral bonus if you open a Nearside business checking account using a referral link. Filling out the application should only take you a few minutes. And the bonus terms are easy to meet. Check out my Nearside signup and referral bonus guide here.

OnJuno ($100) – OnJuno is a fintech/neobank that is currently offering a $100 referral bonus if you open an account using a referral link and complete a direct deposit of $250 or more. The account has no fees or minimum balance requirements. Even better, the bonus posts immediately after you meet the requirements. If you can meet the direct deposit requirements, OnJuno is an easy bank bonus that’s worth snagging. Check out my OnJuno referral bonus guide here.

Fairwinds Credit Union ($100) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.

Albert ($150) – If you can manage to do a real direct deposit, Albert is an easy account you can use to earn a referral bonus. Here’s a review about Albert I wrote. And here’s a step-by-step guide on how to earn your Albert referral bonus.

Fifth Third Bank ($350) – Fifth Third Bank is currently offering new customers a $350 signup bonus after opening a new account and meeting certain requirements. This offer is limited to customers in the following states: Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, Tennessee, West Virginia, and South Carolina. If you live or visit one of these states, make sure to take advantage of this high bonus. Check out my post on Fifth Third Bank to learn more.

Varo ($50) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $50 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.

One Finance ($50) – One Finance is a fintech bank that’s currently offering a $50 signup bonus if you open an account using a One Finance referral link and have a direct deposit of $250 or more. This is a completely free bank account with no minimum balance requirement, so if you can meet the requirements, it’s worth doing. Check out my One Finance referral bonus guide here.

Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. If you sign up using my referral link, you’ll get a $20 signup bonus once you make your first deposit into your Netspend account of $40 or more. That means you get a 5% interest savings account and a free $20 to start! Make sure to check out my in-depth guide on how to set up these accounts.

Kevin is an attorney and the blogger behind Financial Panther, a blog about personal finance, travel hacking, and side hustling using the gig economy. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin’s favorite fintech apps include:

Personal Capital. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.
SoFi Money. A really good checking account with absolutely no fees. You’ll get a $25 referral bonus if you open a SoFi Money account with a referral link.
Brex. Brex is a free business cash management account that is currently offering new users a $250 Amazon gift card if you sign up using a referral link and meet certain requirements.
M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $50 for opening an account.
Albert. A great free app I use to track my finances and save more money. You can also earn a $150 signup bonus if you open a free Albert cash account.

Feel free to send Kevin a message here.

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Law \ Legal

What should I do if I hit a pedestrian in South Carolina?

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The impact of being hit always plays a vital role when it comes to a pedestrian while walking close to the road so if you are involved in a hit as a driver, the legal terms would work and make things complicated to scrutinize your role.

To cover such elements it’s better you find your position by taking aid from experts such as pedestrian accident attorneys in South Carolina to get things clear and be defended well at court with stronger effort done for you.

However as pedestrian injuries would come to concern, they have to be addressed for which legal terms may apply and as the person injured you have the right to sue the driver and get injury cover for which you can take aid from personal injury attorneys Greenville, South Carolina who can prepare the case, file it and make sure your injury is covered.

Before you try to consider your position after hitting any such pedestrian, there are a few things to consider and they may include:

Level of damages inflicted
Term of processor support
Standard of the place where it took place
Measures to cover in the legal term

And these are a few things that dictate terms to have a better position so you need to count them first so it may settle your position better in legal concerns later.

Don’t blame the injured

In most such cases it is found that drivers blame pedestrians after being hit, they start to argue and it later proves more severe for them in court if the fault is proved against them so as a driver if you hit a pedestrian, it’s better you do not argue and try to comfort such a person.

Arrange for medical support

It may be critical the way you respond after going to hit a pedestrian, if you are going to run away without any support, then it may cause you more problems later so it’s more prudent if you can arrange to drop such a person out of the hospital and try to pay basic fees to cover for injuries.

No threats to witnesses

In other terms it’s better you do not apply to damage legal terms, drivers seem to threaten close people who watched such pedestrians being damaged and seem to think it may work, but it would only damage your personal position so it’s better you don’t use threats against such witnesses.

Check for fault level

However, if you are been put to legal terms, a pedestrian who got hit has filed a legal case and you are to be presented at court, then before facing the legal terms it’s better for you to find a lawyer and check out the level of fault involved so it can help you to be defended and work things on your side legally at court.

Go legal for defense

Lastly, it is prudent to protect yourself in legal terms, there may be the almost probable concern of filing from pedestrians, and it’s better you also cover it from angles to have a strong defense so you can go legal, can cover basic evidence and make sure things do work for your own status after helping out pedestrians while being hit on the road.

Conclusion

The technical cover is integral in legal cases and you need to have a strong defense so you can be covered even if you hit a pedestrian to clear your doubts you can discuss the case with Pedestrian accidents attorneys in South Carolina who can guide you, can check for fault angles and defend you well with the level of cover.

However, if the injuries are more severe, as a pedestrian you need the claim for recovery and feel that the driver injured more severely which need legal recommendations then it’s better to have aids from personal injury attorneys Mount Pleasant, South Carolina who can look for your case, file and fight for you and make sure you are attended with proper recovery from court.

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Home Improvement

Do You Tip Painters? A Quick Guide To Tipping Workers.

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Tip jars are everywhere: at the barber shop, coffee shop, even McDonalds! It can be hard to know where to tip and how much. It is especially difficult to decide for those working on your biggest asset, your house. So when and where do you tip, who do you tip, and how much? Do you tip painters? How about delivery drivers, do they get gratuity and how much?

Tipping Workers: When do you tip?

Traditionally, a tip is a gratuity for exceptional service. In most countries, workers earn a standard wage and a tip is generally only given on rare occasion. Here in the United States, tipping is almost customary or required for restaurant workers or catering staff. This practice has extended out to almost any service provider. The standard of tipping varies among different job types. We tend to tip only when the service is exceptional: the service workers note an area of concern in our plumbing we hadn’t noticed, a repair person uses extra high quality product to repair a wall and goes the extra mile to clean and mop, etc. These extra touches are definitely deserving of a tip or monetary thank you.

What is the tradition for varies services and what should you look for when tipping? Or if you are a service provider, what are some ways you can go above and beyond to show you deserve a little extra. Read on for more insights.

Repair Service: Do you tip plumbers? Do you tip HVAC services?

These workers earn a standard hourly wage and often benefits from their employer. A tip is generally not expected, especially if the business is owner/operator, meaning the owner is the same person who comes to your house. What can you do for exceptional service? Offer water or a snack, make sure their working environment is pleasant if you can: meaning the air conditioning or heat is on or a fan is offered, the place is clean and clear of obstacles as possible or other ways of ensuring they can do their work quickly and accurately.

In addition, make sure to say thank you and commend them on their work if you love what they do! Not everyone thinks of this, but sometimes the best tip is gratitude and referrals. A small business can live or die by references for additional business or allowing them to put a sign in your yard.

One scenario where you may want to tip is if they do an extra for you while on the job and do not want payment. This could happen if your plumber is fixing your toilet and also tightens the sink faucet or adds waterproofing to prevent or fix a leak. That is the whole purpose behind a tip is for work “above and beyond” what is expected, and what better way to show your appreciation.

Painters: Do you tip painters?

Painting jobs can be a little different for tipping purposes than a standard repair or service person. Painting is an art, and often requires a lot of preparation work and detail oriented tasks to be done well. Our articles on DIY painting tips can help understand what all goes into a quality painting job so you can decide to DIY or hire someone to help paint.

So what is the standard for painters? For a really well done job a tip is appreciated by most painters, since it is more like an art. A small tip of $10-$20 is often sufficient, unless they did your whole 3-story atrium home, then you may opt to do $50 or more. The tip really depends on the amount of work done and the level of detail. The more detail, preparation work, and time spent with you may indicate more of a tip is warranted. Another thing to consider is if trips to the store were required and if they are leaving or using your tools and materials. If you are receiving high quality tools and left over items, and if the painters did the shopping and spent several trips to the store, or did extra work mid-job to accommodate a change, a thank you in the form of money is more than appreciated.

Delivery: Do you tip furniture delivery? Appliance delivery?

Heavy item delivery jobs are often deserving of a tip. These delivery drivers are often hauling and lifting 100+ pounds right to your door, or threshold delivery as it is called. If they are doing a white glove service and delivering a mattress or large piece of furniture in your home and placing it in the room, then a tip should be awarded if the job is done well.

Services like Bungii or Dolly work like Uber for trucks. These individuals use their own truck and pick up your appliance or furniture piece and deliver it to your door. These services work in an app, or can be done through the store like Best Buy. These apps and services do leave a place for a driver tip, so consider this tip to support a small business owner or gig worker.

Do you tip large item delivery drivers | HappyCozyHouse

Contractor: Tipping contractors

Your contractor is being paid for the job and really oversees the project like a project manager. A tip is generally not expected or best practice for tipping contractors. Since they are paid a flat, or pre-agreed, fee for the job a tip is not necessary. A huge thank you can be said with food or water as well as a positive review and referrals for more business.

Tipping Best Practices

In general, tipping can be a wonderful way to show your appreciation. Many of us struggle with tipping because it can sometimes feel as if its required or an obligation to tip. A tip jar out at a coffee shop or even your hair salon can feel more of an obligation than a feel good act.

By knowing when and how to tip, you can feel confident you are doing the right thing and supporting small businesses, small business owners, hard workers and your community. Tipping does not have to be just money: it can be a reference for additional business, a glowing review on Yelp, Facebook, Google or other social platforms, and shown with gifts of food or support during the work.

Whatever your way of tipping, make sure you are doing so because you want to, not because you have to. No one likes a forced gift and sometimes a kind word or thank you is enough. Do you tip painters? Let us know and check out our other home improvement tips and tricks.

Shark Tank Alert: All About Sheets Laundry Detergent

by Kim J.

For those wanting to be more eco friendly, or just save space and cost, are turning to laundry detergent sheets instead of liquid options. One company that was recently featured on Shark Tank is Sheets Laundry Detergent Club. So what is the deal, are they a quality product, what other options are there? We check
Sherwin Williams Paint Color of The Year 2022 – And 2022 Paint Color Trends

by Jack D.

We are preparing for 2022, and what could be better than the 2022 color of the year from Sherwin Williams?! The Sherwin Williams paint color of the year 2022 is highly anticipated among any home designer, or home design DIYer. Find your inspiration for a room remodel today. Evergreen Fog: Sherwin Williams Color of the
DIY Christmas Decorations 2021 – A Guide For The Less Crafty

by Kim J.

Holidays are on their way, sooner than ever this year. Before you run out and spend a ton on decorations, especially those that may not last, why not have some fun and make them yourself? But you may be thinking, I am not crafty. No problem! Our DIY Christmas decorations 2021 guide is perfect for
Aging In Place: The New Trend For Senior Living

by Jack D.

Many of us when we dream of retirement think of vacations, time with our family, investing in our selves through hobbies or volunteer work, and other fun ways of spending our golden years. However, we also face the fear of possibly leaving our home when we are unable to care for ourselves. It can be
Touch Up Cup on Shark Tank – What Happened?

by Kim J.

On season 12, episode 1, a memorable father and son team pitched their invention: the Touch Up Cup. Their ask was $150,000 for 10% of their business, or a $1,000,000 (that is one million) dollar valuation. So what happened to this Shark Tank business? Carson and his dad secured a deal from one of the

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Sports

Agnes Tirop’s 10km world record ratified – DAILY SPORT

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Two time world championships bronze medalist Agnes Jebet Tirop’s world 10km record has been ratified by World Athletics.

The late Tirop set the world 10km record last year at the Herzogenaurach 10km when she timed 30:01 that was later lowered by Ethiopian Senbere Teferi to 29:14.

The former world cross country champion broke the women’s only marathon record that was held by Moroccan Asmae Leghzaoui when she beat compatriot Sheila Chepkirui who manged second position.

Tirop went on to compete over 10km in Geneva in early October 2021. It was to be her last ever race; she was stabbed to death in her home just 10 days later.

Following Tirop’s tragic death, the World Athletics Cross Country Tour event in Eldoret was named in her memory. A foundation against domestic violence has also been established in her honour.

Total Views: 132 ,

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Entertainment

‘RHONJ’ Star Joe Giudice Hits on Luis Ruelas’ Sister

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RHONJ's Joe Giudice Caught Hitting on Luis Ruelas' Sister on Instagram as Teresa Giudice's Fiancé Settles Lawsuit Ahead of August Wedding

Credit: Paul Emmans/startraksphoto, BauerGriffin/INSTARimages

Teresa Giudice shared a photo of herself celebrating her recent 50th birthday with her future sisters-in-law, and in doing so, she caught the attention of her ex-husband, Joe Giudice.

After the Real Housewives of New Jersey cast member posted an image of herself in an orange dress with Dr. Veronica Ruelas and Jennifer Ruelas at her side, Joe, seemingly struck by the first-named sister, posted a comment to Teresa in which he asked about her relationship status.

“Thank you to my beautiful sisters in love for always giving me a reason to smile,” Teresa had written in the caption of her June 7 photo.

And, in the comments section, Joe asked, “Is the tall one married?”

RHONJ Joe Giudice Hits on Luis Ruelas' Sister on Instagram

While Teresa didn’t respond to Joe’s inquiry, a number of fans did.

“He cracks me up this guy,” one person noted.

“Joe you wild for that one !!” said another.

“You still got it Joe,” added a third, as someone else wrote, “LMAOOOOO JOE.”

In other RHONJ news, Luis has reportedly agreed to shell out $20,000 to settle a federal lawsuit filed against him and his company, Produce Depot, of which he owns 60 percent.

According to court documents obtained by Heavy, Luis and the company, which is co-owned by Luis’ business partner, Gaetano “Guy” Balzano, who has a 20 percent stake, had been accused of failing to pay vendors for orders placed in 2020. And now, as they reach a settlement, Luis has agreed to pay $20,000 to C.H. Robinson as Produce Depot will be left to pay the remainder of their $120,000 debt to Prometo Produce Corp.

As fans may have heard, Luis’ company filed for bankruptcy earlier this year, noting in court documents that they were facing debts totaling $1.6 million and were in the red to the tune of over $878,000 in 2020.

Luis and Produce Depot do not want to take on any liability amid the settlement, and they are no longer in business, but a bankruptcy judge has yet to approve of the settlements.

A hearing for the case was held on May 26, and an additional hearing will take place on July 1, 2022.

The Real Housewives of New Jersey season 13 is currently in production and expected to capture footage of Teresa and Luis’ wedding this August.

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Business

Financial Freedom Strategies to help you reach your Financial Goals faster!!

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Financial freedom is not about getting rich-quick. It’s about taking control of your finances and reducing financial stress from your life.

There is no “one-size fits all” formula to achieve financial freedom. For ease of understanding, lets divide our lives into “Earning Age” and “Retirement Age”. In absence of an adequate social security umbrella, retirement is a more serious problem than most people think. Most of the retiree’s finish off their retirement savings quite early and depend on their children or close relatives for financial needs.

During the Earning Age you go through various life events like buying a house, children’s education, family lifestyle maintenance, children’s marriage funds, holidays, pursuing your passion etc. Financial decisions across your life cycle can cause tremendous anxiety and stress either due to insufficient savings or erosion in value of saved money due to inflation. Inflation is like a termite, it eats into your savings and reduces your purchasing power. The solution to all these problems lies in the seeds you sow during your Earning Age.

Hence, it is important to understand the basics of financial planning – understanding your risk profile, defining needs & financial goals and creating an asset allocation strategy suitable to your age and risk taking capacity. This may sound boring but, financial discipline will go a long way to help in your wealth creation journey.

Here are a few finance-related psychological & behavioural mistakes people often make:

Don’t Save. Excuse – I don’t earn enough, my expenses are high, I am not left with enough to save.
Don’t have Budget. Excuse – I know my income and expenses, preparing and reviewing budget every month is a futile exercise.
Postponing Investment. Excuse – My income is limited and investment requires lot of money. I will start investing after settling in life or paying-off my loans etc.
Trying to time the market. Excuse – Markets are crashing and will go-down further. I will invest when markets bottom-out.
Seeking Safety. Investing all your money in bank FD’s which give low post-tax returns unable to beat inflation.
Seeking instant gratification. Looking for fast returns in short-term through excessive speculation – a surefire way to lose money. Avoiding long term planning and investing, as its boring, tiring and less exciting.

You can have excuses or you can have wealth, you can’t have both!! What’s your excuse?

Money is unlimited but time is limited, so becoming financially independent as quickly as possible should be your top priority. Let’s look at some simple yet powerful idea’s to help you reach your financial Mt. Everest faster:

Have adequate investments in Equity (either directly through equity shares or in-directly through equity mutual funds, PMS based on your preference) to harness the power of compounding. Equity has a potential of giving 12% compounded returns in long term. Check some top performing mutual funds https://www.plindia.com/SampleReports/MUTUALFUND/TopPerformingfunds.pdf

Start investing in Equity early, from a young age. The magic of compounding can help you build exponential wealth at a much lesser capital. Delaying investments has an opportunity cost (see illustration).

	Start at 25 Yrs	Start at 35 Yrs	Start at 45 Yrs
Investment amount per month (Rs.)	5,000	7,000	11,667
Total amount invested at 60 years of age (Rs.)	21 Lakh	21 Lakh	21 Lakh
Value of retirement corpus at 60 years of age	3.21 Crore	1.31 Crore	0.58 Crore
Delay by 10 years would reduce your corpus by	NA	59%	56%

Data source – HDFC AMC. Calculations are done assuming rate of return of 12% p.a CAGR

Use SIP (Systematic Investment Plan) to benefit from rupee cost-averaging through staggered investing. SIP’s can help you get started with small investment amounts, build financial discipline and a mindset of long term investing, manage market volatility and overcome emotional and psychological biases mentioned above.

Diversify your portfolio based on your asset allocation strategy. For example – 60% Equity : 30% Debt : 10% Gold ratio. Within Equity, diversify between Indian equities and international equities. Further diversify between large-cap, mid-cap & small-cap equity based on your return expectations and risk taking capacity. For investing in international equity visit https://pl.vested.co.in

Key points while investing in any asset class is risk, returns, liquidity and taxation. There are so many products in the market that choosing right product suitable to your needs and goals could be overwhelming. Having a good financial advisor can always help.

Insurance is your safety belt harness while climbing the financial Mt. Everest. Adequate health and life insurance are must to help you absorb unexpected shocks. A family floater health policy using base policy + super top-up can save you from expensive hospitalization cost in critical times. A term life cover equal to 10 to 15 times of your annual income along with suitable riders will help you in securing your family’s financial needs in your absence.

We are seeing emergence of alternative assets like VC, PE, Angel Investing and Crypto’s. Family Trust based tax-efficient frameworks for Succession Planning and many other sophisticated vehicles for managing wealth in HNI / Ultra-HNI space are in vogue. These could also be explored and considered in your wealth planning & creation journey.

Please contact us at [email protected] for more information.

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Technology

Watch The New Peanuts Holiday Special- Snoopy Presents: For Auld Lang Syne

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Apple TV Plus is delighted to announce the beginning of this holiday season with the all-new trailer of Peanuts holiday special: For Auld Lang Syne. This brand new special is set to release on December 10th, 2021. Apple TV+ hopes to put you and your family in the holiday spirit by having the characters attempt to make New Year’s resolutions and arrange a New Year’s Eve party in this episode. This particular episode will be the first for Auld Lang Syne to be realized as a partnership with Apple TV and production houses like WildBrain, Peanuts Worldwide, and Lee Mendelson Film Productions.

The initial glance at the trailer reveals the good old characters:

Charlie Brown
Lucy
Sally
Linus
Snoopy
Woodstock
Spike
Olaf
Franklin

“For Auld Lang Syne” is the first original holiday special to be realized by the Peanuts gang associated with WildBrain. The unique story is based on Lucy, who is upset as her grandma couldn’t see her for Christmas. Hence, she diverts her attention to throw a big new years party for her gang. On the other hand, Charlie Brown struggles to fulfill even one of his resolutions before midnight. All this chaos during the holiday season is quite relatable and fun to watch. Other than this special episode, the partnership includes some other parts too.

Along with “Snoopy Presents: For Auld Lang Syne,” Apple TV also brings you the most liked holiday specials of the Peanuts gang in association with Lee Mendelson Film Productions.

Apple TV Plus already has all Peanuts specials, including the Great Pumpkin, A Charlie Brown Thanksgiving, A Charlie Brown Christmas, and Charlie Brown. The users of Apple TV Plus also have an option to stream The Snoopy Show, a series exclusively covering the iconic Peanuts dog. What else could you have asked for?

Apple TV+ aims to get you and your family in the right holiday mood with an exclusive lineup of completely new peanuts specials and award-winning apple original series from the Peanuts gang.

Related Post: Awesome Shows To Binge On Netflix!

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Crypto

Why this analyst believes Bitcoin [BTC] could be the ‘best asset’ to own – Cryptocurrency Market Price

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Bloomberg analyst Mike McGlone recently appeared in an interview with Kitco News. The interview that largely focused on McGlone’s views on the expanding digital assets industry also included a talk related to the future of these cryptocurrencies. In other news, Bitcoin [BTC] might be in for a surprise this weekend.

Bitcoin to hit a bullseye?

The renowned Bloomberg analyst recently gave his two cents on the ongoing crypto winter that left investors completely baffled. He started off by mentioning a “great reversion” that could be seen in the risk markets. He was quoted saying,

“I think what’s going to happen is the great reversion. It’s just getting started. It might be like the aftermath of 1929, [but] I think it’s going to be like the aftermath of 2008 [or] maybe like after the 1987 crash. It’s so overdue, and all risk assets, everywhere from condos in Miami and Toronto to the stock market. It’s just starting to happen and the greatest inflation in 40 years and most people’s lifetime is starting that.”

McGlone further went on to state that he considered Bitcoin among the “best” assets which should be a big boost for the crypto world.

“My outlook is I think some of the best assets to own will be gold, US long bonds and Bitcoin. I think we’re going back to deflation and the best way to get deflation is to get a big spike up in prices and then flush them. That’s what we’re doing. We’re in the early days of flushing.”

However, Bitcoin is not the only cryptocurrency that has peaked McGlone’s interests. The Bloomberg analyst also considered Ethereum [ETH] as one of the big tokens.

“Ethereum is revolutionizing the world of fintech, of tokenization. To me, the question of what stops tokenization, you look at NFTs, most of them are based on Ethereum tokens. Now yes, there are some competitors but that shows you what’s happening in the space. That’s not going away.”

The big Bitcoin step-up

Bitcoin is set to end a weekly-bearish rally of nine successive weeks ending in losses. This run stretches back to late March when Bitcoin last finished a week on a positive note.

This will come off as huge news for the Bitcoin community as they get to see beyond the ongoing ‘slump’. However, the king coin of crypto is still unable to break free of the $30,000 resistance given its performance in the past 24 hours. Any last hour movements will be crucial if Bitcoin is to end the weekend on a high and break the negative streak.

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Finance

March 2022 Side Hustle Report – $1,256.96

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Hey everyone. It’s time for another side hustle report. In today’s post, we’ll take a look at what I was able to earn from side hustling with gig economy apps in March 2022.

I mention this in every side hustle report, but just to quickly recap, each month, I recap what I was able to earn from side hustling using gig economy apps. I’ve been tracking this income since June 2016, so there’s almost 6 years’ worth of data in these posts. If you’re looking for ideas about how you can earn extra income, hopefully, these posts can give you some ideas.

Below is a breakdown of my earnings with each app in March 2022.

Side Hustle Income for March 2022

Total Side Hustle Income for March 2022 = $1,256.96

March was a solid month, especially after two fairly slow months to start the year. My goal for most months is to bring in around 1,000 of extra income, so I’m happy I was able to do that this month.

Since I moved to my new neighborhood last year, Rover has been very profitable. This past month might have been my strongest Rover month yet, bringing in over $700. Rover feels pretty passive compared to some of my other side hustles, so getting $700 of extra income from Rover is not bad at all.

The rest of the month was pretty standard. Things are starting to pick up again with the food delivery apps as the weather starts to warm up. We’re still in the shoulder season of Minnesota weather, so it’s hit or miss about what the weather is like these days, which impacts if I make money doing deliveries or not.

The remaining smaller side hustles rounded out my income for the month. Here’s the breakdown of what my side hustle earnings looked like by percentage:

You can see the “other” category has a significant impact on my side hustle earnings. While the amounts from these small gig apps might not seem like a big deal, they add up when you put them together.

Let’s take a closer look at my side hustle earnings.

Airbnb/Rental Income Income: $2,400

The rental property continues to be strong, cash flowing about $900 to $1,000 per month. I’m definitely happy about that.

One of the things that I think people don’t really understand about rentals is that cash flow isn’t the only way your rental generates income. Each month, I pay down more of my mortgage, which increases the equity I have in the house. At the same time, the house also generally appreciates each year. Yes, a lot of the “income” is only on paper. But having paper value is better than no value at all.

Rover Income: $721.25

Rover has been very lucrative the past few months, and March might have been the highest-earning month I’ve ever had on Rover. I watched three dogs last month. Two of the dogs were neighborhood dogs that we’ll likely continue watching for years to come. In addition to dogs, I also did some drop-in catsitting too for a neighbor.

Last month was particularly lucrative because all the stays we had were pretty long. They lined up well too.

Rover is definitely the most passive of all the side hustles I do. It’s nice to have this consistent cash flow each month without having to do much.

If you want to learn more about how Rover works, check out my post: Rover Pet Sitting – How To Make Money Dog Sitting With Rover. You can also sign up to be a Rover sitter using my Rover referral link.

DoorDash/Uber Eats/Grubhub Income: $331.79

Food delivery earnings are still pretty low – at least compared to what I’d like to earn each month. My goal is typically to earn $1,000 per month, which means I need to make $250 a week or about $33 per day. March was still pretty cold though, so I didn’t do as many deliveries as I normally would have.

Here’s a breakdown of my earnings with each delivery app last month:

DoorDash has historically been my busiest delivery app, but things have been pretty slow lately on DoorDash. These days, Uber Eats has been the busiest for me while DoorDash has probably been the slowest app for me. It goes to show why multi-apping is so important when it comes to this type of work. By using multiple delivery apps, I’m able to increase the number of delivery requests I receive.

As usual, I did all of my deliveries using ebikes and electric scooters. While a lot of people have had issues with gas prices and increased vehicle costs, I haven’t had to worry about that at all. I did most of my deliveries last month using the Espin Sport and the GEN 3 Outcross, both of which I’ve been using with my Burley Bee Trailer to get my son to daycare.

If you want more information about the different food delivery apps I use, feel free to check out the detailed posts I’ve written about each app:

Trash/Flipping Income: $9.57

The trash and flipping game has been slow for me lately but could pick up as we get into spring cleaning season. I made one small sale last month, selling some pieces in a Catan Jr game I got at Goodwill. This sale wasn’t really about making money, rather I was mainly looking to cover the cost of a board game I bought there.

I usually look for cool board games at Goodwill and found a Catan Jr. game I figured I could play with my son when he gets older. The only issue is that the game I bought was missing the dice – not a big deal, but I do like having all the pieces. I ended up finding another Catan Jr. game that did have the dice, and to make my money back I’m selling all the pieces on eBay. The one sale I made covered my costs for the game.

WeGoLook Income: $20

WeGoLook worked out well again. The $20 I earned this month came from a new WeGoLook task this month where I had to get a video from an insurance client. I ended up calling the contact, who then texted me the video they had on their phone. I was then able to email the video to WeGoLook. This assignment worked out very well since I didn’t even have to go anywhere to complete the task.

ProductTube Income: $60

ProductTube has been doing well recently. I usually do these assignments in the morning after dropping my son off at daycare. There’s a Target next to my son’s daycare, so when there are ProductTube assignments available, I’ll usually stop in there, do the assignment, and grab a snack or drink to start my day. The nice thing about ProductTube is that the assignments are quick, pay well, and they allow me to start my day off with some solid income.

Gigwalk/EasyShift/Field Agent/Merchandiser/Observa/IVueIt/Pickl Income: $60

Once again, the income I earned in this category all came from IVueIt. That app has quickly become my favorite app in this category. The assignments pay well. They’re easy to complete. And they fit in well with my travel patterns.

Last month, I made all of my money completing “ghost store” assignments. These IVueIt gigs involve going to a store that has closed down and taking photos of the interior and exterior. Basically, the store wants to make sure that the place is secure and that there isn’t any water leaking or other damage to worry about.

What makes these IVueIt gigs good is that I can complete them when I’m on my way home with my son. I’ll usually let him run around in the empty store while I snap some photos. These assignments are regular enough that I’m consistently doing the same assignments each month, which is nice.

IVueIt is one of the more underrated gig apps out there. Check out the post I wrote about it for more details: IVueIt Review 2022 – Make Money Taking Photos For Businesses.

Google Opinion Rewards/Surveys On The Go/1Q Income/Facebook Viewpoints: $15.15

It was a slight down month for me on with these short survey apps last month. Here’s what I made with each app in March:

1Q has been strong lately, so that’s a nice source of extra money. I also made a bit from Facebook Viewpoints. The surveys there are sporadic, but they’re quick and easy to complete when I get them.

Secret Shopping Income: $28.50 (plus free food)

My secret shopping income was lower than in previous months, although I’m not sure why that happened. It didn’t feel like I was doing fewer secret shops than normal, but I guess I must have.

As usual, my earnings for secret shopping mainly come from Marketforce, which gives me a lot of fast-casual and fast-food restaurants. I do these shops so often that it’s second nature to me at this point. I basically write the same thing each time and rarely have to think about it (which saves me a lot of time).

Secret shopping is something I think more people should take advantage of. Check out these posts for more info.

ReceiptPal/Receipt Hog/Fetch/CoinOut/Amazon Shopper Panel/Tada Income: $10.25

I earned $10.25 from Amazon Shopper panel. As usual, I always make at least $10 per month from Amazon Shopper Panel just by taking pictures of 10 receipts each month. Getting $120 per year from a few receipts is a no-brainer to me.

Medium Income: $0.45

I’ve given up on Medium at this point. If I were a new blogger and just wanted to write thinking posts, I’d probably do it there. But given that I’ve spent six years building up this blog, it really doesn’t make much sense for me to split my time writing on Medium too. I still think Medium is an interesting platform that would be good for someone who can write in volume and wants to write what I call “thinking” posts. But for me, my time is better spent here.

And that concludes the March 2022 Side Hustle Report!

March was a good side hustle month and with warmer weather on the horizon, I expect that side hustle earnings will pick up. During the summer, I aim for around $1,000 per month from the food delivery apps. Combined with Rover and my other side hustles, I should be able to make around $1,500 per month when things warm up. For now, making over $1,000 will do just fine.

If you want more ideas on how you can use the gig economy to earn extra income, be sure to check out my post, The Ultimate List of Gig Economy Apps. I have a lot of ideas there you can use.

Thanks for reading the side hustle report this month! Feel free to drop any questions or comments below.

More Recommended Ebike/Scooters

Check out these other ebikes/scooters I’ve had the chance to do a review for:

GEN3 Outcross Bike – The GEN3 Outcross is a solid, affordable fat tire ebike that does a good job of doing what I need it to do. It works great for city riding, giving me a smooth ride in all conditions. It’s works really well as a winter ebike since the fat tires give it good traction over snow and ice. Check out my GEN3 Outcross Review.

Himiway Escape Bike – The Himiway Escape is an interesting bike for anyone looking for a moped-style ebike. If you’re a gig economy worker, the Himiway Escape is particularly interesting and it’s possible to think of it as an investment, especially if you can opt to do deliveries with the Himiway versus using a car. It’s not cheap, but you can definitely make your money back when you compare the mileage you’ll put on your car versus using an ebike. Check out my Himiway Escape Bike Review.

Espin Sport Bike – The Espin Sport is a good ebike for someone who is looking for an ebike that feels and rides more like a regular bike. There are many ebikes that are really only bikes in name. In reality, they’re basically electric mopeds. The Espin Sport, by contrast, is a bike you could probably ride without the battery and you’d feel like you’re just riding a regular bike. Check out my Espin Sport Review.

Varla Eagle One Scooter – The Varla Eagle One is an excellent scooter that can make sense for a lot of people. It can work as a primary mode of transportation. You can use it to work on gig economy apps like DoorDash, Uber Eats, and Grubhub. And it can also be a recreational vehicle if you’d prefer to use it for that. Check out my Varla Eagle One Review.

Fucare H3 Scooter – The Fucare H3 is a fun scooter and I’ve enjoyed testing it out. For a daily commuter or quick trips or errands, the Fucare H3 is probably the scooter I’ll use. It’s portable and easy to maneuver, so it’s just easier to take on the road when I need it. Check out my Fucare H3 Scooter Review.

More Recommended Investing App Bonuses

For additional investing app bonuses, be sure to check out the ones below:

M1 Finance ($50) – This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $50 for opening an account. Check out my M1 Finance Referral Bonus – Step-By-Step Guide.

SoFi Invest ($25) – SoFi Invest is an easy brokerage account bonus that you can earn with just a few minutes of work. Use my SoFi Invest referral link, fund your SoFi Invest brokerage account with $100 and you’ll get $25 of free stock. I also have a step-by-step guide for the SoFi Invest referral bonus.

Moomoo (5 free stocks) – Moomoo is a free investing app currently offering 5 free stocks (usually worth around $75-$100) if you open an account using a referral link and deposit $2,000. Read my Moomoo referral bonus guide for more information.

Webull (5 free stocks) – Webull also gives you 5 free stock valued between $3-$3,000 each if you open an account using my referral link. Here’s a guide I wrote about how to earn your free stocks using Webull.

Robinhood (1 free stock) – Robinhood gives you a free stock valued between $2.50-$225 if you open an account using my referral link.

Public (1 free stock) – Public gives you a free stock valued between $3-$70 if you open an account using my referral link.

More Recommended Bank Account Bonuses

If you’re looking for more easy bank bonuses, check out the below options. These bonuses are all easy to earn and have no fees or minimum balance requirements to worry about.

Chime ($100) – Chime is a free bank account that offers a referral bonus if you use a referral link and complete a direct deposit of $200 or more. In practice, any ACH transfer into this account triggers the bonus. This bonus is easy to earn and posts instantly, so you’ll know if you met the requirements as soon as you move money into the account. I wrote a step-by-step guide on how to earn your Chime referral bonus that I recommend you check out.

SoFi Money ($25) – SoFi Money is a free checking account from SoFi. They’re currently a $25 referral bonus if you open a SoFi Money account with a referral link. This is a good bank that is also 100% free, so you won’t have to worry about managing this account. Here’s a post I wrote with instructions on how to earn your SoFi Money bonus: SoFi Money Referral Bonus: Step By Step Guide.

Brex ($250) – Brex is a free business cash management account that is offering new users a $250 Amazon gift card if you sign up using a referral link and meet certain requirements. It’s an easy bonus to earn and well worth doing. Here is my Brex Card Referral Bonus Step By Step Guide.

Current ($50) – Current is a free fintech bank that’s offering new users a $50 referral bonus after signing up for an account using a referral link.Current is an easy bonus to earn and also gives you access to three savings accounts that pay you 4% interest on up to $2,000. That means you can put away up to $6,000 earning 4% interest. That’s very good and makes Current an account I recommend to everyone. Check out my step-by-step guide on how to earn your Current Bank bonus.

Spiral ($50) – Spiral is a fintech bank that’s currently offering new customers a $50 signup bonus after opening a free checking account with them. The Spiral referral bonus is especially good because it’s a free checking account and doesn’t require a direct deposit to earn the bonus. Here is my step-by-step guide on how to earn your Spiral Bank bonus.

Nearside ($90) – Nearside is a free business checking account that’s currently offering a $40 signup bonus and a $50 referral bonus if you open a Nearside business checking account using a referral link. Filling out the application should only take you a few minutes. And the bonus terms are easy to meet. Check out my Nearside signup and referral bonus guide here.

OnJuno ($100) – OnJuno is a fintech/neobank that is currently offering a $100 referral bonus if you open an account using a referral link and complete a direct deposit of $250 or more. The account has no fees or minimum balance requirements. Even better, the bonus posts immediately after you meet the requirements. If you can meet the direct deposit requirements, OnJuno is an easy bank bonus that’s worth snagging. Check out my OnJuno referral bonus guide here.

Fairwinds Credit Union ($100) – Fairwinds Credit Union is offering a referral bonus for users that sign up using a referral link. Fairwinds has no fees or minimum balance, so this is a particularly easy bonus to earn. Since this is a smaller credit union, my gut instinct tells me this offer won’t be around long, so if you’re in a position to meet the bonus requirements, grab this bonus before it’s gone. Here is my step-by-step guide on how to earn your Fairwinds Credit Union bonus.

Albert ($150) – If you can manage to do a real direct deposit, Albert is an easy account you can use to earn a referral bonus. Here’s a review about Albert I wrote. And here’s a step-by-step guide on how to earn your Albert referral bonus.

Fifth Third Bank ($350) – Fifth Third Bank is currently offering new customers a $350 signup bonus after opening a new account and meeting certain requirements. This offer is limited to customers in the following states: Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, North Carolina, Ohio, Tennessee, West Virginia, and South Carolina. If you live or visit one of these states, make sure to take advantage of this high bonus. Check out my post on Fifth Third Bank to learn more.

Varo ($50) – Varo is a free fintech banking app similar to Chime or Current. It’s currently offering a $50 bonus to new users that open a new Varo account with a referral link. The bonus for this bank is very easy to meet, all you need to do is spend $20 within 30 days of opening your Varo account. Check out my step-by-step guide to learn how to earn this bonus.

One Finance ($50) – One Finance is a fintech bank that’s currently offering a $50 signup bonus if you open an account using a One Finance referral link and have a direct deposit of $250 or more. This is a completely free bank account with no minimum balance requirement, so if you can meet the requirements, it’s worth doing. Check out my One Finance referral bonus guide here.

Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. If you sign up using my referral link, you’ll get a $20 signup bonus once you make your first deposit into your Netspend account of $40 or more. That means you get a 5% interest savings account and a free $20 to start! Make sure to check out my in-depth guide on how to set up these accounts.

Kevin is passionate about earning money using the gig economy and you can see all the ways he makes extra income every month in his side hustle reports.

Kevin is also big on using the latest fintech apps to improve his finances. Some of Kevin’s favorite fintech apps include:

Personal Capital. One of best free apps you can use to monitor your portfolio and track your net worth. This is one of the apps I use to track my financial accounts.
SoFi Money. A really good checking account with absolutely no fees. You’ll get a $25 referral bonus if you open a SoFi Money account with a referral link.
Brex. Brex is a free business cash management account that is currently offering new users a $250 Amazon gift card if you sign up using a referral link and meet certain requirements.
M1 Finance. This is a great robo-advisor that has no fees and allows you to create a customized portfolio based on your risk tolerance. You also get $50 for opening an account.
Albert. A great free app I use to track my finances and save more money. You can also earn a $150 signup bonus if you open a free Albert cash account.

Feel free to send Kevin a message here.

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